Plano · Collin County

Selling a House During Divorce in Plano

In a divorce the house is usually the largest shared asset and the last thing keeping two people in daily contact. The financial question is real, but the reason people want it done is rarely only financial.

Written offer within 24 hours
No repairs, no cleaning, no showings
We pay the closing costs
You choose the closing date

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Written offer within 24 hours A real number in writing, with the math we used to reach it. No fee, no obligation.
Closing in 7 to 14 days On a clean title — or months out instead. You pick the date, not us.
No commissions and no fees We pay the closing costs at a Texas title company. Nothing comes out of your side.

How it works

What are the steps to sell your Plano house for cash?

Tell us about the house
Address and condition is enough. We do not need photos, a cleanup, or a repair list — we buy as-is and we expect deferred maintenance.
Get a written offer in 24 hours
We price off recent Collin County sales and what the house actually needs. You get a real number in writing, with how we arrived at it.
Close on your date
Seven days if you need speed, or later if you need time to find your next place. Closing happens at a Texas title company and we cover the closing costs.

Cash offer vs agent vs iBuyer

Which of the three is actually right for your house?

If your Plano house is updated, empty and you can wait 60–90 days, listing with a good agent will usually net you more, and an iBuyer may too if the house fits its criteria. A cash sale wins when condition, a fixed date or certainty matter more than squeezing out the last few percent.

	Listing with an agent	iBuyer / instant offer	Sell My House Fast Plano
Time to close	Typically 60–90+ days, plus time on market	Usually 14–60 days, inside the platform's window	7–14 days on clean title, or later if you prefer
Agent commission	Commonly 5–6% of the price	None	None
Service fee	None separate from the commission	Yes — a percentage of the price, disclosed in the offer	None
Closing costs	Seller commonly pays 1–3%	Seller pays their share	We pay them
Repairs	Pre-list work, then buyer repair requests	None up front; deductions after their inspection	None, and no deduction after we look
Showings	Ongoing, plus open houses	None, but an inspection visit	One walkthrough
Financing contingency	Buyer's appraisal and loan can fall through	None — the platform pays cash	None — we pay cash
Condition accepted	Must satisfy the buyer's lender and appraiser	Newer, financeable houses within set criteria	Any condition — fire, hoarder, foundation, tenants
Who picks the closing date	Negotiated with the buyer	Chosen from the platform's window	You do

Find out what your house is worth in cash

One visit, a written number within 24 hours, and no obligation at any point. If a cash sale is not your best option, we will tell you.

Get My Cash Offer Call (972) 928-0410

How do you sell a house during a divorce in Plano?

In a Plano divorce, both spouses on title must sign, and the proceeds are split through the title company according to the decree or agreement. A cash sale suits divorce because it fixes the date and the number early, removing the showings, repair negotiations and price arguments that keep two parties tied together.

Last verified: August 16, 2026 · Plano, Collin County, Texas

A fixed number ends the argument

Retail listings require constant joint decisions: list price, whether to accept, which repairs to concede, whether to reduce after three weeks. Every one of those is another negotiation between people who are already negotiating. A written cash offer replaces all of it with one decision.

Both parties on title have to sign

Whoever is on the deed signs, regardless of who lives there or who pays the mortgage. If a decree already directs the sale, the title company follows it. If there is no decree yet, we can still get an offer in front of both parties so the number is known while the rest is being worked out.

Proceeds split at the title company

The title company disburses according to the decree or your written agreement, so neither party has to trust the other to divide money afterward. Attorneys can be copied on the settlement statement before signing.

Nobody has to keep the house showable

Whoever is still living there does not have to maintain a spotless house for strangers, take calls about weekend showings, or move out early to make it easier. One visit, then a closing date.

Texas family and property law

The four Texas rules that shape a divorce sale

Selling in a divorce is mostly a question of who has to sign and when the court will let you finish. These are the provisions that answer both.

Both spouses must join on a homestead: Under the Texas Family Code, neither spouse may sell, convey or encumber the homestead without the other joining — whether the house is separate property or community property, and regardless of whose name is on the deed.
Texas is a community property state: Property acquired during the marriage is presumed community property. Characterizing the house is a question for your attorney, and it drives how the proceeds are divided rather than whether the sale can happen.
A 60-day wait before a divorce is granted: The Texas Family Code bars a court from granting a divorce before the 60th day after the petition was filed. The house can often be sold inside that window, which is why plenty of couples close before the decree.
A decree directs the title company: Where a decree or written agreement sets out the split, the title company disburses according to it and both attorneys can review the settlement statement first. Neither party has to trust the other to divide money afterward.
Disclosure is exempt between divorcing spouses: A transfer between spouses made under a decree of dissolution is one of the transactions exempted from the section 5.008 seller's disclosure notice. A sale to a third party such as us is not exempt.

General information about Texas property, with the code references included so you can look each one up. It is not legal or tax advice — confirm your own position with an attorney or CPA before you sign anything.

Questions we get asked

Do both spouses have to agree to sell?

Everyone on title has to sign the deed. If a divorce decree already orders the sale, the title company follows the decree. Without one, both parties need to agree — and a written offer in front of both tends to move that along faster than another round of discussion about value.

Can you close before our divorce is final?

Often yes. What matters is who holds title and whether any court order restricts a sale. Plenty of Plano couples sell before the divorce concludes so the proceeds can be divided as part of the settlement. Check with your attorney first — we will work to whatever they confirm.

How are the proceeds divided?

The title company disburses at closing according to your decree or a written agreement between you — not by handing one party a check and trusting them. Both attorneys can review the settlement statement before anyone signs.

What if one of us wants to keep the house?

Then selling to us is probably the wrong answer. The usual route is a refinance in one name to buy out the other's share, which needs that person to qualify alone. If that is not possible, selling is often what is left.